21% of landlords unaware no EICR leads to a fine

Landlords are being reminded to check that their Electrical Installation Condition Report (EICR) is up to date, as many are due for renewal in June 2025 – five years after EICRs became a legal requirement for all private rented tenancies in England.

• One in five landlords (21 per cent) are unaware that not having a valid EICR could result in a fine
• Eight per cent of landlords admit they either do not currently have a valid EICR in place or are not sure if their report is valid
• Only one in 10 landlords across the UK (10 per cent) can identify all the documents required should they need to evict a tenant 

Direct Line business insurance research reveals that one in three landlords (32 per cent) could be at risk of a fine as they are either unsure if their EICR report is still valid (25 per cent), or don’t currently have a valid EICR in place (eight per cent)^1*. Over one in five landlords (21 per cent) are unaware that not having a valid EICR could result in fines of up to £30,000.

Table 1: Landlord responses to “Considering whether you have a valid Electrical Installation Condition Report (EICR) in all your rented properties, which of the following best applies?”

Source: Direct Line business insurance

Under The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020, landlords must ensure their property’s electrical installations are inspected and tested by a “qualified and competent person” at least every five years. A valid EICR must be provided to new tenants before they move in and to existing tenants within 28 days of inspection.

EICRs are not the only area where some landlords are falling short. Only two-thirds of landlords are aware of the legal requirement to have a valid Gas Safety Certificate for any property with a gas supply (67 per cent), and even fewer know about the need for an Energy Performance Certificate (61 per cent) or current Electrical Installation Condition Report (59 per cent), which are required for all rental properties. Worryingly, just one in 10 (10 per cent) landlords across the UK could identify all the documents they legally need to share with tenants.

To help landlords deal with legal and regulatory issues, all Direct Line landlord policies come with a Legal Advice Helpline, provided by ARAG Law, which provides unlimited access to a team of specialist legal advisors, who are available 24 hours a day, seven days a week, all year round in England and Wales. For uncommon and certain country-specific areas of law, the 24/7 helpline will refer you to specialist advisers, available Mon-Fri, 9am-5pm, excluding bank holidays. Landlords also receive access to ARAG Businesslaw, which provides online legal templates, guides and interactive tools to help manage their tenancies.

For more information on Direct Line for Business Landlord Insurance click here